NERD TIME, so feel free to ignore this.
I just placed an order for a brand new netbook to replace my current desktop (I’ll probably just use this netbook as a desktop machine, but I digress).
After a long and arduous decision process I hit submit on the shopping cart and ordered the thing. Or, rather, I had thought I ordered it. Between me and my laptop was the least legit looking XHTML floating window I had ever seen:
There is NO way to verify that this is being issued from my bank. Absolutely NONE.
Add on top of this: I didn’t think my card had “Verified by Visa” nor had I ever been prompted to use it.
So it says — not in this part of the screenshot, but above it — that enrollment is optional. Indeed it is, unless you want to use the card to purchase something. THEN it’s required.
I canceled the purchase, fairly sure it was a legit request, but not entirely convinced and also a little annoyed on principle. This dialog is essentially forcing people, in order to use their card, to enter their SSN on a questionable website over a questionably secure connection. All requested by a site that you’ve never heard of. Just because they used your bank’s logo.
Brilliant, Chase. Brilliant, Visa. Way to train your users, you dumb idiots of stupidity.